Hyper-Personalized Fintech Platform

A platform using AI to offer customized financial advice and investment options tailored to individual risk profiles and financial goals, bypassing traditional banking's one-size-fits-all approach and fostering greater financial inclusion.

Future Scenarios that inspired this product idea

Increased regulatory scrutiny leads to a slight decrease in bank mergers and acquisitions within the next three years, as increased compliance costs outweigh potential benefits for some institutions.

Extrapolated from Banks’ Three Wishes For The Holidays - Forbes